Do I really need help with a claim?


There are several reasons why you may want to consider obtaining help with your claim:


1) Filing a claim requires a written, itemized statement of your losses. You may not realize what the extent of your damage is, and the insurance company is not obligated to tell you. The burden of proof is on YOUR shoulders. The Public Adjuster will help you identify everything to which you’re entitled.


2) Filing a claim is a tedious, time-consuming and aggravating process. The Public Adjuster can take this burden off your shoulders and free you to get your business or home affairs back on track. During this emotionally charged time, you just don't have the presence of mind to spend hours and hours over inventory itemization and to argue with your insurance company whether something should "just be repaired" rather than replaced.


3) You are at the mercy of the insurance company. Keep in mind, as someone untrained in handling insurance claims, you will be dealing with insurance "professionals" who will not hesitate to use any slip of the tongue against you. They may low-ball you and you won't even know it - until it's too late. The expert Public Adjuster knows exactly what it costs to repair the damage. He will find damage that the untrained eye will otherwise not see. He takes the entire picture into account and fights for you - down to the last penny. He is well versed with what the insurance company wants to hear and what they don't want to hear and he knows how to present your claim for maximum success. Think about it, in a court case, would you allow the opposing side to hire THEIR attorney to represent YOU? I don't think so. Then why would you allow the insurance company to hire THEIR adjuster to represent YOU?


4) The typical fire policy contains hundreds of provisions and stipulations - various forms and riders that are constantly changing and many complex details about your requirements in case of loss. Most people do not know or understand these policy provisions - and most do not realize that the burden of proof is on them, the policyholder. Most insurance company representatives actually prefer to work with an experienced accredited public insurance adjuster rather than an inexperienced insured.


An accredited public insurance adjuster not only has your confidence, but also that of company adjusters who recognize that they are dealing with a professional.



Main Office Info

My Adjuster LLC

David Hastings, President


Main Office:

200 E Beltline Rd.
Suite 104
Coppell, TX 75019


LA Office:

3611 Kirkman Street
Lake Charles, LA 70607


Toll Free:

(844) 344-0422

(800) 797-2398 Fax


CO 550904

MN 40550406

TX 2026010, 534386

User login